About a year and a half ago, and it was a four car incident on I-95 North toward Baltimore. A car in the fast lane just cut into my lane. If I hadn't been paying attention, it would have been a really, really bad accident, since I was going 70 mph and everyone else was going that or faster (and the traffic was very heavy). Since I was paying attention, however, I saw the car heading straight for the front end of my car, and slammed on my breaks. I also jerked my steering wheel a bit, which was almost a bad thing as I then had to fight to keep my car in my lane. I had slowed down to about 20 miles an hour when the car behind me slammed into me and behind her, two other vehicles collided. In some ways I was very lucky, I wasn't injured (nor was anyone else) and it was the other driver's fault so no insurance problems, and it only took a week to get my car back (over $3,000 damage). But I've only driven on those main roads once since the accident, and I had a panic attack while doing so, and I don't know how to overcome my fear of driving. I have no problem with one and two lane roads, but more than that and I stress out. I know, I'm a wimp.
Heidi
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A funny note on the accident, every driver had digital cameras with them, so we were all out there snapping photos of the accident.
My car on the tow-truck
The car that hit mine and the other two vehicles involved