[indieFan]

I agree with getting a credit card. However, I would strongly suggest asking your parents to add you to one of their cards (assuming they have good credit). Two things happen with this: 1) You think twice about spending large amounts of money since it could give your parents negative credit ratings if you go overboard and 2) Your parents can keep tabs on whether you're ready for a card of your own. (I believe I was in my 2nd or 3rd year before I got a credit card and simply relied on my checking account until then.)

As for not getting involved in clubs immediately, I'd have to disagree. Don't go for the frat/sorority in your first year. They do tend to take up an extraordinary amount of time. However, definitely seek out the student chapters of the engineering societies on campus and join them, even if it's not your field. It's a good networking tool, you might get free tutoring from people that know your professors, and you can have fun while still emphasizing academics.

I've now been through college twice. The first time, I took 5 years and was not active in any groups. The second time, I took 5 years and was quite active. The difference in the college experiences were drastic. The second time around was definitely more fun for me! The fact that I was active also opened a number of doors for me.

indieFan