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The way it was done when I was on 69 (and i'm sure it still is the same) - around October you were required to pay a $200 downpayment on the trip. To show you will "put you money where your mouth is" so to speak. Starting in January then, a monthly installment was due on the trip. That way, you have enough to pay the bills. And for us, once they were paid, your money was non-refundable (and that first 200 was non-refundable no matter what) - so if you screwed up and were not allowed to go, you lost everything.
~ lora
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