[KenWittlief]

There is a way hackers can cause you grief without gaining control of your computer.

Dont use the same password on any of your internet accounts. A hacker can monitor the raw traffic from your IP address. As you log into different websites the encryption is all different, BUT if you use use same password for different accounts there are programs that will analize the encrypted 'hash' and figure out your password.

The prevention is easy - use a different password for every website account you have.