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Originally Posted by KenWittlief
One way to lower your rates: dont have collision on your car. Get an older car that is paid for, then if you wreck it your insurace does not have to pay for your mistake.
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I don't understand this. Why would the insurance not pay me if the car is wrecked? I would certainly want them to cover the damage to my car and whatever I wrecked into, regardless of if I or the bank owns it.
Wetzel