I found this webstie finally
http://www.ehow.com/how_4480564_lear...apacitors.html
specifically this paragraph
"Learn to read 2-digit capacitors. Ceramic disc capacitors are often labeled with just two numbers. if the value is less than one, these capacitors are generally measured in microfarads. If the value is more than one, it indicates a value in picofarads. For example, a capacitor that reads ".01" will have a capacitance of 0.01 μF (microfarads), or 10,000 pF (picofarads). A capacitor labeled "15" will have a value of 15pF."
odd. I ahve never heard this before. Thanks for all the help