[JesseK]

I challenge Dean's point of view with a single piece of anecdotal fact of my own experience. Three weeks ago I paid a measly copay for a ridiculously expensive generic medicine that got rid of one thing related to a seasonal allergy uneffected by OTC stuff. That one medicine wiped out every single bit of what I've paid into medical insurance. In other words, the insurance companies are back to breaking even on me.

The contents of the medicine cost less than $10.00 raw. How could it have possibly come out to over $400 total cost even though it's a generic and has been out for several years now? It simply astounds me and makes me believe that at least *some sort* of reform is necessary. If only they'd 'innovate' new methods for making it less expensive -- every other industry does. From a strict business perspective, how does this situation make sense? One would obviously say that they weren't charging me enough for insurance -- which is one side of the debate. The other side says that the cost of the medicine was too high due to ... whatever evidence they choose to present, who really knows why.