Call me crazy, but I just listened to it for the very first time, and think it's actually pretty darn good...
I've even gone so far as to add it to my MP3 player.
Kind of weird that if a song isn't about blatantly self-destructive behaviour, it's automatically a "bad" song.
In fact, change to premise of this song to any two of: money, drugs, women or cars, and then replace every third word with a questionable/made-up/swear word or grunt - well then you pretty much have every T-Pain song ever made.
__________________
In life, what you give, you keep. What you fail to give, you lose forever...