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Insurance for a Community-Based Team?
We're a "Rookie +1" community based team, not affiliated with any school, 4-H club, or any other larger group. We've just received our 501-c3 status, and have got some great space donated by one of the mentors where we will only need to cover utilities/taxes. It includes space for JrFLL teams and FLL teams to work (under our 501c3 umbrella), as well as a very well-equipped workshop.
We're trying to figure out the insurance challenge. Does anyone have Board of Directors insurance, and/or other insurance with leased space? Any insurance company recommendations for someone who might understand the situation? Any rough price estimate and what it covers?
We are recommending to our mentors that they have umbrella policies, just to cover any unforeseen problems but need to look at some other liability tradeoffs just to understand the risk/benefit trade off.
Feel free to PM me if that's easier.
Thank you for your help!
Linda
NC
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By the looks, 1114 has already figured out both #1 and #2. They're still behind 71, who is just about done with their robot for the 2012 season, is getting driver practice for 2011, and is working on their robot designs for the 2013 water game. You're still way behind. - EricH [more] 
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