Protecting against liability

[Billfred]

Originally Posted by AshWalker

So we ran down the 4H route for a few years but it got pricey per student. We were at $35/student + I want to say some fee per mentor to get us background checked. (I could be completely off base here, it has been a few years since I wrote that check). I did see our last total was $600 for when we had ~15-20 kids on the team.

4H fees grow per student you have on the team, and they also have other obligations to 4H at least with the way they set it up in our county.

This is a very state- and locality-specific thing; in South Carolina, 4-H dues are $10 per kid (our kids pay), mentors must be background checked but aren't charged for it, and at least in our county we don't have anything mandatory (though I'm always looking for ways to help raise the tide and thus lift all the boats).

[RyanCahoon]

Thanks, everyone, for your comments and experiences on this issue.

[Qbot2640]

I have been following this thread with some interest because we have just re-organized as a 501(c)3 and now need to purchase our own liability insurance. I have a couple quotes, but they all seem high to me. Would anyone who has been down this road, and who likes the insurance deal they have...please PM me with their provider, so I can potentially find a better fit?