When Did You Have Your First Accident?

1 accident, 1 ticket on my record...

In fact today I got a call from my insurance agent telling me that im 3 years without an accident, so I can file for some program which will reduce my insurance cost by another 15% in addition to the money dropped from the accident.

Basically I was driving and it was a bit wet.....i was slowing down at a stoplight next to the highway and I stepped on my brakes and just kept rolling, I had my choice of hit the car or, slide over into the turn lane and roll out onto the highway and get t-boned on the drivers side by a semi going about 55....so yeah I decided that a little damage to my car wasn't as bad as possible death.

The car I hit had 1.59 worth of damage....the glue required to put the reflective trim back on the bumper... and yeah my front bumper was basically hanging off...but fortunately nobody was hurt.

I got rid of that car (finally) a year ago last July and it was way past due for that...

We'll save the ticket story for another thread