Teenage insurance?

[sanddrag]

It's funny. It may still be true that teenage drivers are the most prone to getting in wrecks, but most of the idiots I encounter are not teenagers at all. During the school year, I drive 75 miles per day, five or six days per week, and most of the "close calls" I've had and poor driver's I've seen were not teenagers. I say let them in cheap, and if they don't prove they can avoid hitting things then raise the rate.