Teenage insurance?

[KenWittlief]

Originally Posted by sanddrag

...most of the "close calls" I've had and poor driver's I've seen were not teenagers...

close calls only count with hand gernades, Horseshoes and Nukes.

statistically teenagers do the most damage. Its not a matter of driving like an idiot, its a matter of experience.

After you have been driving for several years you develope subconcious reflexes that kick in, where a new driver is more prone to make a mistake and hit something.

One way to lower your rates: dont have collision on your car. Get an older car that is paid for, then if you wreck it your insurace does not have to pay for your mistake.