Cost of liability insurance policy for FRC team?

[Carol]

We buy our own insurance as we are not associated with a school but operate under our own 501c3 non-profit corporation. This is not cheap though and costs us about $3000 a year. So if you can get insurance through 4-H or a similar organization, go for it. But do check out what it covers.

Our policy covers not just accidents in our workshop, but also at events and during travel to events. And there is coverage for mentors liability as well. (This is important. There has been several cases in the news where chaperones have been sued big time).

If you need more info PM me.