Cost of liability insurance policy for FRC team?

[Chris_Elston]

Originally Posted by Carol

Our policy covers not just accidents in our workshop, but also at events and during travel to events. And there is coverage for mentors liability as well.

Oh, I forgot about that. We have the same. For trips for travel we have to take out a special policy. There is a premium for EACH TRIP, but I seemed to remember the premium was $15 or so for the whole team. Students and Mentors. It covered us on the trip for the 3 days we was away traveling. So yes, we also have the same where on trips for travel, we fill out a rider form, and mail the premium amount. It's a pretty easy process for our 4-H team.

EDIT...I found it. The rate is 0.23 cents per person per day.

We visit this website link, and fill out the form each time we leave.

http://www.americanincomelife.com/fr...plication.aspx