I’m not sure that I quite believe that, Al. In a properly tightened joint, there shouldn’t be any appreciable abrasive wear, because the faying surfaces of the terminals aren’t ever moving with respect to one another.
(People who pick batteries up by their leads may cause my assumption to be violated, however.)
Do you mean that someone is repeatedly retightening the bolt? (If so, my concern above stands. If it’s not moving, there’s no need to tighten it. If it is moving, it wasn’t tight enough.)
If nobody is adjusting the connection, I could still see this being a problem with heavily preloaded joints in materials that exhibit lots of creep—eventually they’ll plastically deform to reach an equilibrium between the preload stress and the elastic limit stress. But with the materials we’re dealing with, at the temperatures we’re operating at, for the lifespan of the part, it shouldn’t be a factor.
There’s still a flat terminal-to-terminal contact surface, right? (To get a good connection, presumably the washer goes under the nut or the bolt head, not between the terminals.)