So I signed up as CSA again this year and ran into the new volunteer background verification system.
Does it bother anyone else that it seems FIRST is asking for your credit report?
Perhaps I misunderstand this part but this seems the intent.
From the consent form:
"Description of Your Rights under the New Jersey Fair Credit Reporting Act
The New Jersey Fair Credit Reporting Act is modeled after the federal Fair Credit Reporting Act and provides you with many of the same rights. You have received A Summary of Your Rights Under the Fair Credit Reporting Act. "
What does it matter that my credit score is higher than average to FIRST?
I pump usually $10k or more a year through things related to FIRST (I have already exceed that amount for 2016).
FIRST and things related to FIRST rarely provide me any tax write-off.
The largest tax write off I ever got was $700 and that is tiny compared to me giving and my taxes in my bracket.
I am employed and operator of several business - again of what relevance is that to FIRST unless one of those business are doing business with FIRST? In the past this would have been relevant when I helped present a different control system for FIRST. I think my one company name, which I own, appeared on one robot in just one year. The only other relevant business names appear on the donor page for FRC11 (and none of those I own).
This seems unnecessary information in relation to a charity to which I have been a participant on and off for more than 20 years.
Keep in mind - I am frequently background checked under far more stringent circumstances because of the importance of my work to financial services and important infrastructure. I just wonder why FIRST wants this financial information. I have no criminal record, collections matters or other negative issues that exist or are relevant. All my business ventures are known to and have been fully vetted by financial and government entities. I have nothing to hide, but I am not sure I am comfortable with this exploration into my personal finances. I don’t see KYC/AML (Know Your Client/Anti-Money Laundering) applies here. Is FIRST willing to show me all their books (because that’s just about how I perceive this)?
Would it matter if, like so many Americans, I had collections matters from medical services or worse a bankruptcy?
What if I had a low credit score from predatory lending practices?
What about lots of student loans?
As a member of professional financial markets I know your credit report and score can misrepresent you so why is FIRST involving it? (Yes I am posting this here but I will also be asking questions directly with FIRST about it.)